Consent Management Platform (CMP)

Powering Trusted Data Sharing Through Intelligent Consent Management

What is Consent Management Platform?

 CMP enables enterprises to orchestrate consent across open digital ecosystems, ensuring that personal and sensitive data is shared only with explicit, traceable, and revocable user approval. Designed for Open Banking, Open Finance, and regulated industries, the platform aligns with central bank regulations, GDPR, PSD2, and regional data protection mandates, while providing a seamless experience for both end users and ecosystem participants. 

Govern consent across APIs and services

Enforce consent in real time during data access

Maintain complete auditability and compliance readiness

Enable secure participation in open ecosystems

Features

Full Consent Lifecycle Management

Capturevalidate, renew, and revoke consent across its entire lifecycle with complete traceability. 

Real-Time Consent Enforcement

Validate consent dynamically during API execution to prevent unauthorized data access. 

User Self-Service Portal

Enable users to view, grant, and revoke consent transparently through a secure interface. 

Regulatory-Aligned Governance

Built to comply with PSD2, GDPR, Central Bank Open Banking regulations, and regional privacy laws. 

Fine-Grained Data Access Control

Restrict API access and response data based on consent scope, customer type, and contractual agreements. 

Audit & Compliance Readiness

Maintain detailed logs of consent actions for audits, reporting, and regulatory reviews. 

End-to-End Consent Enablement

Support Consent-Driven Product Design

Enable consent-first digital services aligned with regulatory and privacy requirements. 

Secure Data Sharing Across Ecosystems

Allow data access only to authorized third parties based on explicit user approval. 

Governance, Security, and Control

Enforce policies, manage risk, and maintain oversight across the consent lifecycle. 

Open API consent Monitoring
Enhance Data Privacy, Security, and Governance

Enhance Data Privacy, Security, and Governance

This feature-rich platform enables organizations to confidently manage consent while scaling digital partnerships and open ecosystem initiatives. 

Consent. Control. Compliance

Platform Capabilities

Manage consent from capture to revocation with full traceability. Ensure every data access request is governed by explicit, time-bound, and purpose-driven user approval. Maintain audit readiness at every stage.
Secure Consent Gateway

  • Encrypt consent data at rest and in transit 
  • Role-based access controls 
  • Secure API gateway enforcement 

Ecosystem Readiness

  • Seamless TPP onboarding 
  • Support for AISP & PISP use cases 
  • Contract- and consumer-based access control 

Compliance & Monitoring

  • Real-time monitoring and alerts 
  • Detailed audit trails 
  • Regulatory reporting support 

Insights

Frequently Asked Questions

CMP FAQ

  • CMP is ideal for: 

    • Banks and financial institutions 
    • Open Banking ecosystem participants 
    • Fintechs and TPPs 
    • Government and regulated enterprises 
    • Organizations monetizing data through APIs 
  • Implementation timelines depend on scope and integrations, but the platform is designed for rapid deployment with minimal disruption

  • Yes. Consent workflows, screens, and policies can be customized based on business and regulatory needs

  • Yes. The platform is designed to scale across large ecosystems, supporting high transaction volumes and multiple participants without compromising performance or security. 

  • Yes. The platform supports country-specific regulatory configurations, making it suitable for multi-region and cross-border deployments. 

  • Yes. Consent can be enforced at service, API, data field, customer, and contract levels, enabling fine-grained governance. 

  • The platform supports: 

    • OAuth 2.0 
    • Financial-grade API (FAPI) 
    • JWT-based authorization 
    • Encryption at rest and in transit 
    • Role-based access control 
  • Yes. CMP is API-first, allowing seamless integration with core banking systems, API gateways, identity platforms, and third-party applications. 

  • Yes. The platform performs real-time consent validation during API execution to ensure that data access strictly adheres to the approved consent scope. 

  • Once consent is revoked, API access is immediately blocked in real time, ensuring that no further data sharing occurs without valid authorization. 

  • Yes. The platform is purpose-built for Open Banking and Open Finance ecosystems, supporting AISP and PISP use cases with secure, consent-driven API access. 

  • Vismaya CMP is designed to align with: 

    • GDPR 
    • PSD2 
    • Open Banking regulations 
    • Central Bank guidelines across GCC regions 
    • UK FCA / OBIE standards 
    • Local data protection and privacy laws 
  • Regulated industries such as banking, finance, and government are required to explicitly obtain and enforce user consent before accessing or sharing personal data. Consent management helps organizations meet regulatory mandates, reduce risk, and build customer trust.